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The POST Form: Indiana’s Latest Advance Directive Tool

Posted by AXIOM on  August 16, 2016

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Category: Tools
The Indiana Physician Orders for Scope of Treatment (POST) Program is a new advance care planning tool designed for those individuals with a disease that is life-limiting or terminal. People with these life-limiting conditions experience diminished benefits from treatments and increased burden as their condition progresses. The Indiana POST form is a standardized form containing orders by a treating physician based on a patient’s preferences for end-of-life care. The POST form documents an individual’s treatment

Do you need to hire an attorney to prepare your “Nursing Home — Medicaid” application?

Posted by AXIOM on  June 23, 2016

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Category: Medicaid, Nursing Homes
Medicaid is a state and federal program that provides health coverage for those who meet certain eligibility guidelines. For people who are under age 65 and do require long term care in a nursing facility, eligibility is mostly based on income; therefore, these applications typically aren’t very difficult. People who need Medicaid to assist in covering long term care expenses, such as nursing home or home-based services, must meet more strict eligibility standards based on

Advanced Medicaid Planning Series: Long Term Care Insurance

Posted by AXIOM on  January 15, 2016

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Category: Medicaid, Planning
Long term care insurance covers care generally not covered by health insurance, Medicare, or Medicaid. A number of considerations go into how much long term care insurance that you should buy. The average cost of a room in a nursing home is $70,000 per year and the average monthly base rate in an assisted-living facility in Indiana is $3,693. Home care costs can vary. One way to calculate how much to buy is to take

Advanced Medicaid Planning Series: Asset Protection (Single or Widowed Case)

Posted by AXIOM on  October 31, 2015

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To begin my series on advanced Medicaid planning strategies, I would like to address a question that I am often asked: How can I protect my assets if I’m not likely to enter a nursing home within the next 5 years? * The following is a discussion on the protection of non-real estate assets. To learn about advanced Medicaid planning strategies to protect your home and other real estate, please view my blog titled, “Medicaid

Advanced Medicaid Planning Series: Protection of the Home and Other Real Estate

Posted by AXIOM on  October 31, 2015

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While there are strategies to protect the home of those who are entering, or already in a nursing home, the focus of this article is on advanced Medicaid planning: for those who will not be needing nursing home care within the next 5 years. I will discuss crisis Medicaid planning techniques in a future series of articles. Why consider advanced Medicaid planning to protect the home and other real estate? Indiana has a 5‑year look
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