Elder Law Matters — a monthly blog by Glenn A. Deig

When people think about Medicaid covering nursing home costs, they often assume Medicaid, once eligible, pays for everything. Unfortunately, that’s usually not true. Medicaid recipients are expected to contribute most of their income, such as Social Security and pensions, to their care; this monthly contribution to the nursing facility is called a “patient liability”. Here’s how it works:During the Medicaid application process, patient liability is calculated based on the applicant’s monthly income (Social Security, pensions, 

Nursing Home Medicaid Myths

Posted on April 25, 2024 
If I had a nickel for every time a client told me that they had received bad information about how Nursing Home Medicaid works, I might have saved enough by now to afford one full day at a nursing home! As you consider your own, or a loved one’s, options while navigating through a long-term care and financial crisis, it is important to know the truth about some common Nursing Home Medicaid Myths. It is too late 
The process of finding the right nursing home for a loved one can be daunting.  Since the decision can be so overwhelming and is often made amid very stressful circumstances, many clients tell me they don’t even know where to begin.  Here are the steps that I suggest for those faced with making this difficult decision: Define Your Criteria: Determine what factors are most important to you and your loved one. Consider aspects like location, 

Revoking a Durable Power of Attorney in Indiana

Posted on February 25, 2024 
A durable power of attorney is a legal document that allows you to appoint another person, called an agent or attorney-in-fact, to act on your behalf in financial, legal, or health care matters. A durable power of attorney remains valid even if you become incapacitated under a durable power of attorney. There may be several distinct reasons why you may want to revoke your durable power of attorney, such as: • You no longer trust or 
A revocable living trust is a type of trust that you can create and change at any time. You can also access and use the assets in the trust as you wish. A revocable trust can have some benefits, such as avoiding probate, maintaining privacy, and managing your assets in case of incapacity. However, a revocable trust generally does not protect your assets from creditors or lawsuits, either during your lifetime or after your death.