What is a Medicaid Penalty Period?

Posted by Law Office of Glenn A. Deig on  April 25, 2022 
Comments Off on What is a Medicaid Penalty Period?
Several categories of Medicaid, such as the category which covers most of the cost of nursing home care and the cost of at-home care, have an asset limit to qualify for coverage. This leads many clients to ask, “Can I just give everything away and then apply for Medicaid to help pay the cost of the nursing home?” All gifts, or transfers of resources at less than fair market value, which have taken place within 

Transfer on Death Deeds — Pros & Cons

Posted by Law Office of Glenn A. Deig on  March 25, 2022 
Comments Off on Transfer on Death Deeds — Pros & Cons
Last month’s article discussed a Life Estate Deed and the pros & cons of this estate planning document.  This month is related, but a discussion of a different estate planning document, the Transfer on Death Deed (TOD Deed).  Over 31 States currently allow the use of TOD Deeds. Indiana allows the use of POD (payable on death)/TOD (transfer on death) on any type of property interest including bank accounts, investments, and even titles to vehicles 

Life Estate Deeds — Pros & Cons

Posted by Law Office of Glenn A. Deig on  February 25, 2022 
Comments Off on Life Estate Deeds — Pros & Cons
A parent routinely comes in and will say: “I want to put my house into my kids’ names while I’m alive to protect it and avoid probate, but I do not want them to be able to kick me out!”  There are several options in Indiana, but a Life Estate Deed is one. A Life Estate Deed is a Quitclaim (or Warranty Deed) that the parent, in this example, executes and that is recorded in 

New Advance Directive Law

Posted by Law Office of Glenn A. Deig on  January 25, 2022 
Comments Off on New Advance Directive Law
The Indiana legislature recently passed new laws that change the landscape of a patient’s ability to state their instructions, wishes, and preferences regarding their healthcare, and who has right to their healthcare information.  The patient still retains their sole right to make their healthcare decisions if they are competent to do so.  The new Advance Directive form consolidates what was previously included in individual documents such as Power of Attorney for Healthcare, Living Will, Life-Prolonging 

The Caregiving Crisis

Posted by Law Office of Glenn A. Deig on  December 25, 2021 
Comments Off on The Caregiving Crisis
I routinely have family members including spouses or concerned friends who come to us—usually regarding family or friends with declining cognitive abilities with different levels of diagnosis of dementia/Alzheimer’s disease. Other times they come for a traumatic health event such as a vehicular accident or fall, or a sudden health event such as a debilitating stroke which renders a client or loved one incapacitated. Many times, it is physical only; other times mental deficits, or