Surviving spouses (and their families) routinely come to me after their spouse has passed away. Most times they have been receiving phone calls or written demands to pay by credit card companies. The surviving spouses many times pay before they consult with me. If they have not, I guide them through the credit card companies’ rights to pursue against a surviving spouse. It is important to know if the deceased was the primary and sole
I have written several articles and blogs on this Statewide program. Since many people want their loved ones at home versus at an institution during the pandemic, these programs have grown popular. Since I have written the last time on this program, it has been expanded to allow a healthy spouse to care and get compensated tax-free for approved care for another including their spouse. It can be a relative but also can be someone
When you, or a loved one is diagnosed with dementia, including Alzheimer’s Disease, a tide of emotions will hit you. Alzheimer’s is a brain disease which causes a decline in memory, thinking, and reasoning. Everyday tasks such as handling your finances, taxes, bills, cooking, and driving can be severely impacted. Commonly, you will see confusion in time and place; difficulty in following a conversation; misplacing things; and overall poor judgment and grooming, sometimes with a
The pandemic has had an impact on nearly every aspect of our lives this year. Few have been more affected by COVID-19 than the residents of nursing homes. Many of my clients are residents of nursing homes in the area. These facilities have taken extraordinary measures to lessen the risk of exposure to their residents and staff. Changes have also been implemented at my office in order to keep the staff and clients safe. Face coverings
Clients often ask this question while meeting with me to discuss concerns about the cost of long-term care. Many clients assume that their life savings must be depleted on the cost of at-home care or nursing home care, which undoubtedly results in a general sense of anxiety. I often meet with clients who have been paying out of pocket for at-home care or nursing home care for months, or even years! It is important for