When a loved one suddenly needs nursing home care, families often find themselves in one of life’s most stressful moments. Emotions run high, and on top of the emotional weight, the financial reality of long-term care is a serious concern. In Evansville and across Southern Indiana, nursing home costs are substantial and continue to climb. In 2026, the average monthly cost for a semi-private room in Indiana is around $9,000 (with sources like SeniorLiving.org citing
When a parent or spouse needs nursing home care, most families are already stressed and overwhelmed. On top of that, Indiana’s Medicaid rules are confusing, and a lot of what people “think” they know turns out to be wrong. Over the years, I’ve seen the same mistakes come up again and again. Here are five of the most common ones: 1. Thinking You Have to Lose Everything to Get MedicaidMany people believe Medicaid is only for
I have so many clients who come in and have been targeted by phone, email, or text. A new law can protect your contact information (e.g. names, addresses, phone numbers, data such as license plate numbers, emails, families, and friends connected with you, etc.) and that of your loved ones from being publicly available online or in databases to be used for nefarious or marketing purposes. Indiana residents have powerful new tools to reclaim their
Executor (Personal Representative) The executor, officially called the “personal representative” in Indiana statutes, manages the distribution of your assets according to your will after your death. Their duties include filing the will with the probate court, paying debts and taxes, and distributing remaining assets to beneficiaries. Considerations: Choose someone organized, financially savvy, and capable of handling complex paperwork and potential family dynamics. Indiana law requires an executor to be at least 18 years old and of
As an elder law attorney practicing in Southern Indiana since 1988, I have seen the panic and desperation in clients’ eyes when they hear “spend down to $2,000.” Having paid taxes their whole lives, built a modest nest egg, and now they are told the nursing home gets it all before Medicaid would step in. But that is not how it has to be. If you plan, even inside the five-year look-back window, Indiana law