If you are the parent or guardian of someone with special needs, thoughtful and thorough planning is essential to ensure their care and security—especially in the event that you are no longer able to provide for them.
Including special needs provisions in your will or trust is critical. These plans can address key areas such as healthcare decisions, living arrangements, education or vocational training, and financial management.
However, it’s equally important to structure these plans carefully. Leaving assets directly to someone with special needs can unintentionally disqualify them from vital government benefits like Supplemental Security Income (SSI) and Medicaid.